432 County Road 38 Road
Campbellford Trent Hills K0L 1L0

$975,000
Residential Freehold beds: 4 baths: 2.0

Aerial Property View
Photo 1: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 2: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 3: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 4: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 5: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 6: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 7: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 8: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 9: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 10: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 11: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 12: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 13: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 14: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 15: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 16: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 17: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 18: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 19: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 20: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 21: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 22: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 23: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 24: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 25: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 26: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 27: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 28: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 29: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 30: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 31: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 32: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 33: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 34: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 35: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 36: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 37: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 38: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 39: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 40: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 41: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 42: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 43: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 44: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 45: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 46: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 47: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 48: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 49: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Photo 50: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12747350
Bedrooms:
4
Bathrooms:
2
Welcome to your turn-key waterfront escape on the Trent-Severn Waterway, perfectly located just minutes from the charming amenities of Campbellford. Whether you're seeking a personal cottage retreat or a proven vacation rental investment, this property delivers on lifestyle, comfort, and income potential. This beautifully appointed 3-bedroom cottage with a spacious loft offers an inviting open-concept design, highlighted by vaulted ceilings in the living and dining areas and expansive windows that frame peaceful water views. Step out onto the walkout deck and enjoy your morning coffee overlooking the water or unwind after a day on the river. Designed for year-round enjoyment, the property has had numerous improvements including the planting of a new hedge, lawn levelling, fencing on both sides and features a hot tub, sauna, and cold plunge, along with water toys ready for endless waterfront fun. A dock provides easy access for boating, swimming, and exploring the Trent-Severn system, while the generous outdoor space invites campfires, games, and future dream projects. The bunkie adds exceptional versatility - ideal as a guest suite, studio, office, or creative retreat. Thoughtfully finished throughout, this cottage is truly move-in ready and currently operates as a successful vacation rental, allowing you to enjoy immediate use or continued income. A rare opportunity to own a waterfront property that blends relaxation, recreation, and convenience - all in one unforgettable setting.
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
Bungaloft
Total Approx Floor Area:
1100-1500
Lot Size:
.50-1.99
Lot Depth:
265'
Lot Frontage:
70'
Direction Faces:
West
Bedrooms:
4
Bathrooms:
2.0
Water supply:
Well
Kitchens:
1
Bedrooms Above Grade:
4
Kitchens Above Grade:
1
Rooms Above Grade:
6
Heating type:
Forced Air
Heating Fuel:
Gas
Fireplaces:
1
Foundation:
Block
Roof:
Asphalt Shingle
Basement:
None
Fireplace Features:
Natural Gas
Fireplace/Stove:
Yes
Alternative Power:
None
Garage:
None
Garage Spaces:
0.0
Other Structures:
Garden Shed, Out Buildings, Sauna
Parking Spaces:
8
Total Parking Spaces:
10.0
Rural services:
Internet High Speed, Cell Services, Electricity Connected, Garbage Pickup, Natural Gas
Family Room:
No
Possession Details:
Negotiable
Pool:
None
Link:
No
HST Applicable To Sale Price:
Included In
Taxes:
$2,879.12 / 2025
Assessment:
$- / -
Northumberland
Trent Hills
Campbellford
Primary Bedroom - Main Floor, Sauna
Unknown
Hot Tub ($225/month)
All chattels on property are either included in sale or negotiable.
Other
Wood
No
230'
Dock, River Front, Trent System, Waterfront-Deeded
Direct
Clean, Deep
Owned
North West
Direct
Year Round Municipal Road
Trent Severn River
River
Heated Waterline
Not Applicable
Private
Floor
Type
Size
Other
Main
Kitchen
17'1¼" × 13'
Main
Living Room
14'7" × 12'4"
Main
Dining Room
14'1" × 7'2"
Main
Primary Bedroom
15'7" × 8'1"
Main
Bedroom 2
8'1" × 8'1"
Main
Bedroom 3
8'1" × 7'1"
Upper
Loft
19'6" × 12'6"
Main
Utility Room
8'6" × 7'8"
Floor
Ensuite
Pieces
Other
Main
No
-
5'1" x 6'1"
Main
No
4
9'7" x 5' 4 Pc Bath
Water Supply Types:
Drilled Well, Lake/River
Special Designation:
Unknown
Sewers:
Septic
Air Conditioning:
Central Air
Central Vacuum:
No
Seller Property Info Statement:
No
Physically Handicapped-Equipped:
No
Laundry Level:
Main Level
Date Listed:
Feb 02, 2026
  • Photo 1: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Aerial Property View
  • Photo 2: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Aerial Front Facing
  • Photo 3: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Aerial Water View
  • Photo 4: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Aerial Overhead View
  • Photo 5: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Kitchen
  • Photo 6: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Kitchen + Entrance
  • Photo 7: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Entrance
  • Photo 8: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Entrance View
  • Photo 9: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Kitchen
  • Photo 10: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Kitchen Corner Sinks
  • Photo 11: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Kitchen Eat-In Seating
  • Photo 12: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Kitchen Seating Back View
  • Photo 13: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Living Room
  • Photo 14: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Living Room View to Dining Room
  • Photo 15: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Dining Room
  • Photo 16: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Staircase to Loft
  • Photo 17: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Loft
  • Photo 18: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Bedroom 3
  • Photo 19: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Bedroom 3 Bunks
  • Photo 20: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Bedroom 2
  • Photo 21: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Main 3-Piece Bathroom
  • Photo 22: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Laundry
  • Photo 23: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Primary Bedroom
  • Photo 24: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Primary Bedroom
  • Photo 25: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    4-Piece Ensuite
  • Photo 26: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Ensuite Vanity
  • Photo 27: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Walk-out from Primary Bedroom
  • Photo 28: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Terrace off Primary Bedroom
  • Photo 29: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Terrace Hot Tub
  • Photo 30: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Bunkie Exterior
  • Photo 31: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Bunkie Back View
  • Photo 32: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Bunkie Waterfront View
  • Photo 33: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Bunkie and Sauna
  • Photo 34: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Waterfront View
  • Photo 35: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Firepit View from Waterfront
  • Photo 36: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Deck
  • Photo 37: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Deck Dining
  • Photo 38: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Deck BBQ
  • Photo 39: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Firepit with Water Views
  • Photo 40: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Seating Area
  • Photo 41: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Multi-Purpose Shed
  • Photo 42: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Cottage Entrance View
  • Photo 43: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Pathway to Waterfront
  • Photo 44: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Yurt with Multi-Purpose Space
  • Photo 45: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Yurt with Platform
  • Photo 46: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    View from Yurt
  • Photo 47: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Yurt Interior
  • Photo 48: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Cottage Floor Plan
  • Photo 49: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Exterior Back
  • Photo 50: 432 County Road 38 Road in Trent Hills: Campbellford House for sale : MLS®# X12747350
    Exterior Front
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Listed by COTTAGE VACATIONS REAL ESTATE BROKERAGE INC.
Data was last updated February 2, 2026 at 04:15 PM (UTC)
Area Statistics
Listings on market:
19
Avg list price:
$649,900
Min list price:
$399,000
Max list price:
$1,399,900
Avg days on market:
90
Min days on market:
9
Max days on market:
487
These statistics are generated based on the current listing's property type and located in Campbellford. Average values are derived using median calculations. This data is not produced by the MLS® system.
This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.